Serving South Carolina

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© All Rights Reserved 2016 - 2019

Goodbye Landlord.  Hello Home.

Get professional credit repair services and go from renting to owning your own home

DID YOU KNOW?

OVER 1 MILLION PEOPLE IN SOUTH CAROLINA CAN'T

BUY A HOUSE BECAUSE OF POOR CREDIT?  

Click here to learn more...

Customer Review

Cathy and Holden were an awesome team. They called to check in often and made the process of credit repair quick and easy. They kept us well informed through the whole process. I had a lot of questions throughout and their patience and information really helped. Thank you!

Customer Review

After unsuccessful attempts to start the process with other companies, I made the decision to consult with Credit Score 650 and it was one of the best decision I ever made.  They were kind and knowledgeable.  The helped guide me and my husband through a stressful time dealing with our credit.  Now we are homeowners and could not have done it without Credit Score 650.  You are the best! 

Customer Review

2 years ago I couldn't buy a house. My credit score was 553, what a disappointment. I contacted Credit Score 650 and they started helping me improve my credit. They don't just get stuff removed, they took the time to educate me on the whole credit game. I followed their directions and here's what happened. 1 year later I bought my dream home and today, because of everything I learned, my credit score is 775. Like they told me, it feels good to be in control of my credit and it did change my life. THANKS!!

REAL REVIEWS FROM REAL CUSTOMERS

WHY CREDIT SCORE 650?
WE SPECIALIZE IN HELPING YOU BUY A HOME.
If repairing credit is as easy as sending some dispute letters to the credit bureaus, then why doesn't everyone have good credit? 


― T. Gregory

 

Are you willing to accept anything less than the credit you want, the credit you need, and the credit you deserve?

― L. Simpson

WE ARE SOUTH CAROLINA'S

TOP-RATED CREDIT REPAIR SERVICE

 

WE HAVE SPECIAL PROGRAMS IF YOU ARE:
 
ACTIVE DUTY, VETERAN, RETIRED, NATIONAL GUARD, RESERVIST, OR A SURVIVING SPOUSE

 

SPECIAL FINANCINg AVAILABLE 

MISSION POSSIBLE 100

HOME LOAN

step 1

initial appointment

$50 one time

GET STARTED

 

Congratulations! We are thrilled you are taking the first step to improving your credit and buying a home. This is what happens in step 1: 

 

1. We start with a 30-minute online credit evaluation. We will take a moment to briefly explain how credit scores are computed. The purpose of this educational moment is to increase your chances of obtaining and maintaining a good credit history and high credit scores.

 

2. Next, we will review your full credit report with you and discuss each tradeline on your report.

 

3. After a full credit review, we determine if you are a good candidate for credit repair.  If you are, you continue to the next step.

 

Review Step 2...

Step 2

Account Set-up

$60 one time

BECOME A CLIENT

 

You are ready to become a member of the Credit Score 650 family.  To boost your chances of success for credit repair, this is what we do in step 2:

 

1. We begin by setting up your credit repair account and credit monitoring service.  

 

2. Once your accounts are established, we will have a full credit report mailed to you so you will have your creditor's contact information available to you at your fingertips.

 

3. You will receive your step-by-step, easy to follow Action Plan.  This plan is tailored for you and your specific situation.

 

4. Need help with student loans?  We will provide information to help you get your student loan payments under control without going into deferment or default.  

 

5. Finally, you will begin receiving our bi-weekly digital credit and money management tips.

 

Review Step 3...

 

*Prices are per person. Couples price is $100  for both people becoming a credit repair client.  Limitations apply. 

 Subject to change without notice

step 3

ongoing service

$70 per month

ONGOING SERVICE

 

You are ready to begin step 3.  This is where we really go to work and start the process of repairing your credit.  This is what we do:

 

1. We prepare credit disputes on your behalf based on the status of each individual account.  We will continue this dispute process for up to 12 months.

 

2. We will have ongoing one-on-one credit reviews with you throughout the entire process.  We track your progress and ensure you are staying on track with your Action Plan.  

 

3. We will monitor the changes on your credit report and adjust our disputes based on the updates we receive from the credit bureaus.

 

4. Once you are able to credit qualify for a mortgage loan, we will refer you to one of our preferred real estate agents and loan officers (if you do not have one) to begin your home buying process. 

 

You are on your way to achieving your dream of owning a home.

great OPTIONS FOR

zero downpayment

homeBUYERS

Our affiliates have great programs for people who want

to purchase a home with ZERO DOWNPAYMENT

 

HOME POWER 100

Requires a 640+ credit score and purchase prices

based on county and up to $250,000

 

MISSION POSSIBLE 100

For active duty, retired, national guard, reservist,

and surviving spouse with a purchase price up to $453,100. 

Credit scores starting at 540

 

RURAL HOME 100

Requires a 620+ credit score and purchase price based on household income and debt.  Income and property location restrictions apply.

 

 

GET STARTED TODAY 
IT'S TIME FOR YOU TO OWN A HOME

about us

CREDIT SCORE 650

OUR GOAL:

Homeownership

 

OUR MISSION:

Our mission is to help South Carolinians

realize their  dream of owning a home

 

We work hard to remove errors, outdated, and false information from credit reports, increase credit scores, and to provide educational resources about money and credit.  

 

 YOUR CREDIT MATTERS

FINANCIAL Education and Budgeting

Financial planning helps you determine your short and long-term financial goals and create a balanced plan to meet those goals.  Learn powerful reasons why financial planning can get you where you want to be. To help increase your financial literacy or to create a household budget that works for you, use these educational and budgeting tools.

COME VISIT US!

OUR ADDRESS

 

1314 Lincoln St Suite 218

Columbia, SC 29201

803 999-4141

 

We are located in The Vista, 1 block from The Blue Marlin and across the street from the Aloft Hotel in The Vista.

 

Look for The Luther Lee Building

Free parking is available in our lots in front of the building.  


Office Hours

Monday - Saturday

(By Appointment Only)